+
Budget vs actual reporting in Xero
You set a budget in Xero. You meant to track against it. Three months later, marketing's 40% over and you're not sure when it happened. Budget vs actual takes too long to look at properly, so it gets done quarterly when it should be weekly.
Screenshot placeholder
EVA chat showing budget vs actual summary - top variances ranked, with red/green status and EVA's commentary
How it works
VibeCFO connects to Xero and to your accounting system at the same time. EVA sees both sides at once.
- Ask EVA "how are we tracking against budget?" Live answer with the biggest variances surfaced.
- See the why. EVA explains where variances came from.
- Drill into any line. Click into any variance to see the underlying transactions.
“Now we know we're 8% off budget the same week it happens, not the same quarter.”
Frequently asked questions
Can Xero do budget vs actual?
Xero supports budgets and runs basic variance reports. VibeCFO goes further - live variance, with EVA explaining the why, on demand, by any cut.
Can I see variance by tracking category?
Yes. By tracking category, department, project. Any cut, any period.
Will EVA explain the variance?
Yes. "Marketing spend up 30% - driven mostly by the March campaign." The why, not just the what.